Buying two-wheeler insurance assures financial compensation not only for the policyholder but also the co-passenger at the time of the accident and the third party involved. Here are some common types of two-wheeler insurance:

• Comprehensive two-wheeler insurance, which offers compensation for third-party liabilities as well as two-wheeler damage in an accident
• Third-party two-wheeler insurance, which provides coverage in case of injury of death of the third party involved in the accident
• Personal accident cover, which financially compensates policyholders and their family members in case of injury or death of the insured due to a two-wheeler accident
• Own damage cover, which bridges the gap in cases where your two-wheeler vehicle isn’t covered by your insurance policy. Here, the policyholder is compensated for two-wheeler repair costs or theft.

• Engine Protection Cover: Typically, basic insurance coverage does not provide compensation for damages caused by water retention in a two-wheeler’s engine. However, if water does enter a car’s engine, it may damage the vehicle completely. So, it’s always advisable to opt for an engine protection add-on cover.
• Zero-depreciation cover: Also called the bumper-to-bumper cover, this add-on coverage ensures that a policyholder doesn’t pay for the depreciation value of the two-wheeler’s damaged components. Hence, with this add-on, you can directly claim the entire expense incurred due to the accident.