What is medical-only travel insurance, and why do I need it?

Medical-only travel insurance is a type of coverage that focuses exclusively on protecting you against medical expenses while traveling. It provides financial protection for emergency medical treatment, hospitalization, and other health-related issues that may arise during your trip. This policy is perfect for those who already have trip cancellation or baggage coverage but want extra peace of mind regarding their health while traveling abroad.

What does a medical-only travel insurance policy usually cover?

  • Emergency Medical Expenses: Coverage for medical treatment, hospital stays, and outpatient care due to illness or injury while traveling.
  • Medical Evacuation: Costs for emergency transportation to a medical facility or repatriation to your home country if the situation requires it.
  • Ambulance Services: Coverage for ambulance services if needed during your trip, including transportation to and from hospitals.
  • Emergency Dental Care: Coverage for emergency dental treatment required due to injury or sudden dental issues while abroad.
  • 24/7 Medical Assistance: Access to a global helpline that offers assistance with finding medical care and coordinating your treatment in case of an emergency.
  • Repatriation of Remains: In the unfortunate event of death, coverage for repatriating the body to your home country for burial or cremation.

What add-ons should I opt for with my medical-only travel insurance policy?

  • Pre-Existing Conditions Coverage: If you have any pre-existing medical conditions, this add-on ensures you're covered for any health issues related to those conditions while traveling, giving you peace of mind that you’re protected.
  • Extended Travel Assistance: This add-on offers additional support for non-medical emergencies, such as helping with lost passports or missed flights, ensuring that you have a complete safety net while abroad.
  • Personal Accident Cover: This add-on provides extra protection in case of severe injuries or permanent disabilities due to an accident while traveling. It ensures that you or your family receive compensation for serious accidents.

How can Unione Help?

Unione simplifies securing the right medical-only travel insurance by providing expert advice tailored to your specific health needs and travel plans. Our consultants work closely with you to find the best coverage for your trip, ensuring that you’re fully protected against medical emergencies while traveling abroad.

We help you navigate through the complexities of medical-only insurance policies and recommend options that best suit your health profile and destination. With Unione, you can rest assured that you’ll be covered for any medical situation that arises during your travels, all at a competitive price. Let us handle the details so you can focus on your journey with confidence and peace of mind.

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