What is Health Insurance?

With increased awareness on the importance of physical and mental wellbeing, most of us in the modern context leave no stone unturned to ensure good health. And while it’s crucial to stay healthy and happy, life is unpredictable, and having financial cover can save the day in case of a health emergency.

A health insurance policy offers you financial coverage if you or your loved ones suffer from a health condition and need to seek medical assistance to recover from it. But besides cushioning the blow, most such policies also fund the expenses involved in taking preventive measures.

Individual health plan

Family floater plan

Group health plan

Why do I need Health Insurance?

As per 2023 reports, approximately 550 million people in India are covered by health insurance schemes. And here’s why you need it:

  • Cover for unexpected medical expenses, such as sudden hospitalization, ambulance expenses and post-operative care
  • Be regular at covered annual full-body checkups, which help diagnose lifestyle conditions and prevent diseases
  • Shield your loved ones from financial losses during health emergencies
  • Tax benefits under Section 80D

What are the Different Types of Health Insurance Covers?

The type of health insurance plan you select depends on your individual requirements, the number of dependents in your family, your budget for premium, your age, and any pre-existing medical conditions. Here are some types of health insurance plans you may pick from:

  • Individual health plan
  • Family floater plan
  • Group health plan

How can Unione Help?

We understand the need for organizations and communities to financially support their employees or members for major medical expenses incurred. We help you choose the right policy that falls within your budget while maximizing coverage.

Assured Transparency

Affordable Premium Options

Quick Claim Processing

Detailed Risk Assessments

Expert Guidance