In most cases, family floater plans offer end-to-end coverage for medical expenses incurred in case of various health conditions and scenarios, as well as preventive care costs:

• Hospitalization costs, including doctor fees, service charges, and ICU expenses
• Daycare procedures requiring hospitalization for less than one day
• Emergency ambulance services to transport the affected individual safely to and from a hospital
• Preventive routine family healthcare checkups, including vaccinations, for all family members covered

The basic family floater plan may suffice to cover the expenses involved in preventing and treating health conditions; however, it is advisable to opt for certain add-ons to enhance financial protection:

• Critical illness cover, providing financial compensation for critical illnesses like cancer
• Maternity cover, which provides for maternity-related expenses like hospitalization, childbirth, pre- and postnatal expenses, ambulance services, etc.
• Personal accident cover, which financially compensates a family for accidental injuries, disability and death
• Hospital cash cover, which offers a daily cash allowance if a family member is hospitalizeds