Cruise Travel Insurance

We believe that insurance should be more than just a policy—it should be a pathway to security, confidence, and peace of mind through trust. As dedicated insurance brokers, our mission is to empower our clients to make informed insurance decisions and reap the benefits of long-term financial security.

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What is cruise travel insurance, and why do I need it?

Cruise travel insurance is designed to provide coverage specifically for travelers embarking on a cruise vacation. Cruises involve unique risks, such as medical emergencies at sea, trip delays due to weather, or cancellations that can leave you stranded. This specialized insurance ensures that you are protected throughout the duration of your cruise, from departure to return, covering a wide range of potential issues that can arise while you are away.

What does a cruise travel insurance policy usually cover?

Medical Expenses: Coverage for emergency medical treatment, hospitalization, and evacuation in case of illness or injury while at sea or in port.
Trip Cancellation/Interruption: Reimbursement for non-refundable costs if you need to cancel or cut short your cruise due to unforeseen circumstances such as illness or emergencies.
Lost or Stolen Luggage: Compensation for lost, stolen, or damaged baggage and personal belongings during your cruise.
Missed Connections and Delays: Coverage for additional costs if your cruise is delayed or if you miss the departure due to flight delays or other travel disruptions.
Cruise-specific Coverage: Protection for missed ports of call, itinerary changes, and cancellations due to weather or other factors that can affect the cruise schedule.
Emergency Assistance Services: 24/7 access to support in case of emergencies, including medical issues, travel disruptions, or cruise-related incidents.

What add-ons should I opt for with my cruise travel insurance policy?

Cruise Excursion Coverage: This add-on protects you in case you miss or need to cancel any excursions or activities booked during your cruise, ensuring you’re reimbursed for prepaid excursions that become unavailable or are missed due to travel delays.
Pre-Existing Conditions Coverage: If you or a family member have a pre-existing medical condition, this add-on ensures that you are covered for medical issues related to that condition while on the cruise. Without it, you may face limited coverage for health-related issues tied to pre-existing conditions.
Cruise Cabin and Trip Upgrade Protection: If you need to upgrade your cabin or trip due to unforeseen circumstances or emergencies, this add-on helps cover the costs of those upgrades, making your cruise experience more comfortable and less stressful.

How can Unione Help?

Unione makes securing the right cruise travel insurance easy by offering expert guidance and helping you compare policies tailored to your specific cruise itinerary. We understand the unique risks of cruise travel and work with leading insurance providers to ensure you get the best coverage for your vacation.

Our consultants will help you assess your cruise plans and recommend the right policy to protect you while you are “at sea”—from missed connections to medical emergencies. With Unione, you can relax and enjoy your cruise, knowing that we have helped you find the best insurance to keep you covered while you sail. Set sail with Unione!