Annual Multi-Trip Insurance

We believe that insurance should be more than just a policy—it should be a pathway to security, confidence, and peace of mind through trust. As dedicated insurance brokers, our mission is to empower our clients to make informed insurance decisions and reap the benefits of long-term financial security.

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What is annual multi-trip travel insurance, and why do I need it?

Annual multi-trip travel insurance offers coverage for multiple trips within a 12-month period, making it an ideal choice for frequent travelers. Instead of buying a new insurance policy for each trip, this type of coverage provides ongoing protection throughout the year. Whether you're traveling for business, leisure, or other purposes, you can enjoy the flexibility and convenience of being insured without having to worry about renewing or purchasing separate policies for each journey.

This type of policy is perfect if you travel several times a year, as it can save you both time and money. Instead of repeatedly paying for individual policies, you get comprehensive coverage that applies to all your trips, often at a more affordable rate. It ensures that you're protected every time you travel, providing peace of mind with consistent coverage year-round.

What does an annual multi-trip travel insurance usually cover?

Medical Expenses: Coverage for emergency medical treatment, hospitalization, and evacuation in case of illness or injury while traveling.
Trip Cancellation/Interruption: Reimbursement for non-refundable costs if your trip is canceled or interrupted due to unexpected events, such as illness or an emergency.
Lost or Stolen Luggage: Compensation for lost, stolen, or damaged luggage and personal belongings during your trips.
Flight Delays and Missed Connections: Coverage for additional expenses incurred due to flight delays, including accommodation, meals, and transportation.
Personal Liability: Protection against claims for injury or damage you may cause to others during your travels.
Emergency Assistance Services: 24/7 helplines to assist with emergencies, medical issues, or travel disruptions while you're abroad.

What add-ons should I opt for with my annual multi-trip insurance policy?

Winter Sports Coverage: If you're planning any winter sports, this add-on provides coverage for injuries, accidents, or lost or damaged equipment during activities like skiing or snowboarding.
Business Travel Coverage: For frequent business travelers, this add-on ensures you're covered for work-related issues, such as lost equipment, cancellations, or delays that could impact your work commitments.
High-Value Personal Belongings Cover: If you carry expensive items like electronics or jewelry, this add-on increases the coverage limit for lost, stolen, or damaged belongings, providing extra protection for your valuables.

How can Unione Help?

Unione simplifies the process of securing the right annual multi-trip travel insurance by offering expert advice and access to a wide range of policies. We understand the needs of frequent travelers and help you find the policy that provides the best value and coverage for your trips.

Our consultants work with you to compare different options and tailor your policy based on your travel habits and requirements. With our help, you can rest assured that you’re getting the right protection for multiple trips throughout the year, all at a competitive price. Let us take the guesswork out of choosing the right insurance, so you can travel worry-free.